If this sounds like you
Different mess. Same guy.
Foreclosure, inherited, fire, tenants, liens, or a house that’s been waiting for a weekend that never came. Send the address. He’ll tell you if it’s a fit.
The clock
A notice showed up
In a typical California foreclosure the sale is months out, not next Tuesday. A Notice of Default starts a clock. You usually have at least three months to catch up. A Notice of Sale comes later. Read your own dates — don’t take them from a stranger at the door.
What it actually costs you, in order: catch up if you can, call the servicer, talk to a HUD counselor (free), list if you’ve got 75–90 days and some equity, sell for cash if you’re short on time or the house needs work, a short sale if you owe more than it’s worth, a lawyer if it’s a legal mess, and doing nothing if you’re okay losing the equity.
Sean isn’t a foreclosure consultant. He doesn’t charge a fee to talk. If cash is the right tool this month, he writes a number and a date.
The estate
You inherited it
Title has to be in the name of the person who can sign. A trust, letters from the court, a surviving joint tenant — the title company will tell you which. A cash buyer can’t invent a signer.
You don’t have to empty the house. You do have to get the people who need to agree, to agree. If listing with three siblings and a 90-day wait sounds like a second job, that’s because it is.
After the fire
Fire, foundation, unlivable
Redding knows this. Sometimes what’s left is the lot. Sometimes the foundation made it. Sometimes the insurance claim is still open. Guessing is how offers get rewritten later.
Silverkey makes cash offers on fire-damaged houses, and the quiet ones too — a kitchen fire, smoke through a ranch that looks fine from the street. Tell him what happened. He’ll walk it.
People inside
Someone still lives there
Silverkey makes cash offers on occupied houses. Tell him about the lease, whether rent is current, and whether anyone thinks they were promised they could stay. Cash for keys is a written agreement — not an eviction, and not a threat.
Hiding a tenant until inspection is how the number changes after you already spent it in your head.
The paper
Liens, taxes, messy title
Tax liens, HOA, solar, an old judgment, a refinance that never got recorded right. Common. Most of it comes out of the sale at closing. Tell him on day one so the number is the real one.
Probate is slower, not impossible. The offer waits for whoever has the right to sign. It won’t pretend that person exists.
The house
The house needs work
Ivy in the siding. A dumpster in the side yard. A lawn that gave up years ago. Open walls. Bad permits. That’s the stuff he knows.
A listing on a house like this often dies in inspection week. The tool on the homepage shows you what you’d actually net after repairs and time — not the asking price on the remodel next door.
Not sure which box you are in?
Send the address anyway. The form is five questions. The call is Sean.
Get a cash offer